Risk management is not passive. It is not just having a safety program and buying insurance. Risk management is a deliberate and measured process. It includes begins analysis which leads to strategies that are fundamental to avoiding or reducing the financial impact of a loss. Risk management includes retaining the appropriate degree of loss and mitigating the direct and indirect financial impact of a loss. Services provided by Dillon Risk Management focus on helping our clients to prevent accidents, comply with regulatory requirements, develop safety cultures, analyze/benchmark experience and forecast potential outcomes. We focus on improving our client’s operations and that will produce beneficial risk financing outcomes and result in the lowest net cost of risk.